Terms of Service

Last updated: 7 August 2026

These terms are the agreement between you and Creativefuel Private Limited ("Creativefuel", "we", "us"), Indore, Madhya Pradesh, India, covering your use of the Speech dictation app and the service behind it at speech.rupees.com. By creating an account or using Speech, you agree to them. If you do not agree, please do not use Speech.

How we handle your data is covered separately and in more detail in our Privacy Policy, which forms part of these terms.

1. What Speech is

Speech records what you say while you hold its shortcut, sends that audio to our servers, converts it to written text, cleans up the stumbles, and places the result at your cursor. Transcription and cleanup run on servers and on models operated by third parties on our behalf (listed in the Privacy Policy), so Speech needs an internet connection and does not work offline.

Speech is a tool that turns speech into text. It is not a source of advice and it does not verify anything you say. You are responsible for reading what it typed before you send, sign, publish or act on it.

2. Accuracy, and what we do not promise

Speech is built on a firm rule: it does not invent words. It cleans up hesitation and formatting, never content. Even so, automatic transcription makes mistakes, especially with names, numbers, technical terms, accents and noisy rooms.

So we do not warrant that the output will be accurate or complete, and Speech must not be relied on where a transcription error could cause harm. That includes, without limiting it, medical, legal, financial, safety-critical and emergency use. Check the text.

3. Your account

• You must be 18 or older to use Speech. It is not directed at children.
• Use an email address you control. We sign you in with a code sent to that address, or through your Google account, so whoever can read that inbox can reach your account.
• Your account includes an API key that lets any app dictate as you and spends against your limits. Treat it like a password. Do not share it or publish it. You are responsible for what happens under your account and key, other than use caused by our own failure.
• One account is for one person. Do not share an account across a team, and do not resell access.
• Tell us at support@creativefuel.io if you think someone else is using your account.

4. Fair use and daily limits

Every minute of audio costs us money at our transcription provider, so each account has a ceiling on how much audio it may send in a rolling 24-hour period. When you reach it, dictation pauses until the window rolls forward. You can see your own usage against your limit on your account page.

The limits are set well above ordinary daily use, and we will raise them for an individual on request rather than have you working around the product. We may adjust them, and we may lower one for an account that is clearly not a person dictating.

5. What you may not do

• Record anyone without the consent the law where you are requires. Speech records only while you hold its shortcut, and what you choose to point it at is your responsibility.
• Dictate content that is unlawful, or that infringes someone else's rights.
• Use Speech to produce material that harasses, defrauds or impersonates someone.
• Automate, replay or script traffic against the service, or run it as a bulk transcription pipeline. Speech is for a person dictating.
• Try to get around the limits, the authentication, or the per-account metering; probe or attack the service; or use another person's account or key.
• Resell, sublicense or white-label the service, or use it to build a competing transcription service.
• Reverse engineer the app except where the law expressly allows it.

6. Your content, and the permission you give us

What you dictate stays yours. We do not claim ownership of your audio or of the text Speech produces from it.

To run the service at all we need your permission to process it: to receive your audio, send it to the providers who transcribe and format it, return the text to you, and store your history where you have chosen to keep it. In Standard mode we also use your transcripts to improve Speech's own accuracy and models. In Privacy Mode your audio and transcripts are discarded as soon as they are transcribed and nothing is retained.

We do not sell your content, and we do not use it to train anyone else's models. You can switch modes at any time in the app, and delete everything at any time. The full detail, including retention periods, is in the Privacy Policy.

7. Plans and payment

Speech is free to use today. There is no paid plan and we are not asking anyone for a card.

We do intend to charge for it. When we introduce paid plans we will publish the prices, say clearly what the free tier is, and give existing users reasonable notice by email before anything about their account changes. Nothing in these terms authorises us to charge you without your explicit agreement to a specific price at that time. Billing, refund and cancellation terms will be added to this section then, and their absence today is not a promise that the service stays free forever.

8. Availability and changes

We run Speech as reliably as we can, but we do not offer an uptime guarantee. The service may be unavailable for maintenance, for a provider's outage, or for a failure of our own.

We may add, change or remove features. Some features are explicitly early access and may behave unpredictably or disappear; where that is the case, the app says so. If we discontinue the service altogether, we will give reasonable notice by email so you can export or delete your data first.

9. Our rights in the software

Speech, its apps, its website, its name and its designs belong to Creativefuel. These terms give you permission to use the app for its intended purpose. They do not transfer any ownership to you.

10. Suspension and ending your account

You can leave at any time. Settings → Account → "Delete account & data" removes your account and everything stored for it, immediately and irreversibly. See Delete your account for the one documented exception.

We may suspend or close an account that breaks section 5, that is running up cost in a way that is not a person dictating, or where we are required to by law. Except where the abuse is causing active harm or we have no legal choice, we will tell you why and give you a chance to respond first.

11. Third-party services

Speech relies on third parties to transcribe and format your speech, to send your sign-in codes, and to host the service. They are listed in the Privacy Policy. Optional integrations you connect yourself (for example a Google account) are governed by that provider's own terms, and we are not responsible for their services.

12. Disclaimer

To the extent the law allows, Speech is provided "as is" and "as available", without warranties of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement. This does not exclude any rights you have as a consumer that cannot be excluded by Indian law.

13. Limitation of liability

To the extent the law allows, Creativefuel is not liable for indirect, incidental, special or consequential loss, or for loss of profit, revenue, data, goodwill or business, arising out of your use of Speech, including loss caused by a transcription error.

Our total liability for all claims relating to Speech is limited to the greater of the amount you paid us for the service in the twelve months before the claim, or five thousand rupees (Rs 5,000).

Nothing here limits liability that cannot be limited by law, including for death or personal injury caused by our negligence, or for fraud.

14. Changes to these terms

We may update these terms. Material changes will be notified by email or in the app before they take effect, and the "Last updated" date above will change. Continuing to use Speech after a change takes effect means you accept the updated terms. If you do not accept them, delete your account.

15. Governing law

These terms are governed by the laws of India. The courts at Indore, Madhya Pradesh have exclusive jurisdiction, except that either of us may seek urgent injunctive relief anywhere it is needed. Before starting proceedings, please email us: nearly everything is faster to fix than to litigate.

16. Contact

Questions about these terms, or anything else: support@creativefuel.io.
Creativefuel Private Limited, Indore, Madhya Pradesh, India.